Specialist Insurance for Historic and Listed Properties

Insuring historic properties requires expertise and specialist knowledge beyond traditional property insurance. Working with historic property insurance specialists is invaluable in protecting these irreplaceable heritage sites.

Expert Knowledge

We have the expertise and relationships to see beyond the difficulties and find the right insurance solutions for heritage properties and restoration projects.

We know that you need an in-depth understanding of the unique challenges posed by historic properties, including the use of bespoke construction materials and techniques, the need to preserve architectural elements and original features, and the complexities of balancing modern renovations with historic preservation.

Holistic Approach

The approach we take not only takes an experienced eye but also involves looking at the project as a whole and unpicking the different elements of risk involved in a complex set of circumstances. It’s not to say that anyone did anything wrong as such, but more than a failure to look at the actual risk in conjunction with the client’s risk appetite and knowledge of the site, it has helped our clients make better decisions in terms of insurance protection and premium spending.

Our clients benefit from tailored insurance solutions that account for their historic buildings’ specific risks and vulnerabilities. From conducting comprehensive on-site assessments to collaborating with heritage experts and conservationists, we ensure that every aspect of the property’s value and significance is considered.

Stewardship & Legacy

These projects often rely on grants, charitable funding, and donations, so any money spent must be tightly controlled and spent carefully. This includes insurance premiums, which are often the key to unlocking other funding. It is our job as brokers to enable historic restoration projects to happen, but we also bear in mind premium spending and the best use of the resources available to mitigate the risks faced.

“It turns out that underwriters aren’t too keen to cover a heritage asset in a poor state of repair, but with Brett’s knowledge and expertise, we are now fully covered in preparation for the restoration of the lift.”

Cathy Beare,
Folkestone Leas Lift Company Charity.