Picture this: A state-of-the-art film studio erected in just days, a pop-up retail experience drawing crowds at a summer festival, or emergency business facilities deployed after premises damage. These are sophisticated temporary structures representing millions in investment and opportunity. At BLW, we can provide innovative insurance coverage for these structures on a temporary or annual basis.
Temporary structures represent a diverse and rapidly growing sector, creating unique insurance challenges that require specialist understanding.
Our exclusive Entertainment and Leisure wording has been specifically crafted to address these broader needs, providing comprehensive cover that other brokers cannot match.
What Do We Mean by Temporary Structure?
The temporary structure market has evolved dramatically in recent years. These modular, flexible installations now serve countless commercial applications across the entertainment and leisure sectors:
- Pop-up film, stage & TV studios: Providing cost-effective production spaces that can be assembled and disassembled quickly between projects
- Sports facilities: Creating seasonal or tournament-specific venues without permanent construction costs
- Shepherd Huts & Camping Pods: Supporting the booming glamping industry with structures that blend seamlessly into natural environments
- Retail spaces: Enabling brands to create immersive pop-up experiences in prime locations
- Education facilities: Delivering classrooms and auditoria that can be tailored to specific events or temporary needs
- Emergency response solutions: Providing rapid deployment options for business continuity during unforeseen circumstances
These structures represent significant investments, with some installations capable of lasting 25+ years while maintaining complete flexibility for relocation or reconfiguration as needs change.
Insurance Challenges Unique to Temporary Structures
The versatility of temporary structures creates distinct insurance challenges:
- Changing locations: Unlike fixed premises, these structures may be relocated multiple times during their lifespan
- Seasonal usage: Many structures are deployed only for specific periods or events
- Variable configurations: The modular nature means no two installations are identical
- Diverse applications: From retail to education to entertainment, each use case carries specific risks
- Planning compliance: Varying requirements depending on installation duration and size
Standard commercial property policies are often ill-equipped to handle these nuances, potentially exposing businesses to significant coverage gaps.
Insuring Temporary Structures: The BLW Advantage
Our exclusive Entertainment and Leisure wording has been specifically designed to address these challenges. We’ve worked closely with underwriters to develop coverage that:
- Accommodates the mobile nature of temporary structures
- Provides flexibility for seasonal or intermittent usage
- Adapts to varied configurations and applications
- Covers the full lifecycle from installation to dismantling
- Addresses both property and liability concerns
The planning, engineering, and investment involved in modern commercial temporary buildings demand a more sophisticated approach to risk management and insurance protection.
Whether you’re working with clients in film production seeking flexible studio space, festival organisers requiring multi-purpose structures, or educational institutions needing temporary classrooms, our exclusive wording provides the comprehensive protection they need.
What Next?
If your clients are engaged with temporary structures in any capacity, we would like to discuss how our exclusive Entertainment and Leisure policy can offer them unparalleled protection.
Contact me directly to learn more about how we can support your clients’ temporary structure needs and provide them with the specialist cover they deserve.
Jaimie Quill
Group Broking Director
BLW Insurance Brokers
Direct: 07496 590308
Email: jaimie.quill@blwinsurance.com
BLW Insurance Brokers Ltd. Authorised and regulated by the Financial Conduct Authority.