Solutions for complex challenges

We’re never happier than when we are navigating intricate, multinational risk exposures, whether acting as a direct conduit and intermediary for retail and wholesale clients or accessing Lloyd’s for placement solutions.

Sometimes, unique, complex, or high-risk situations fall outside the scope of standard insurance policies and require specialist broking skills to structure and place the coverage properly.

Speciality insurance represents the most complex and unique segment of the insurance market, focusing on risks that standard insurers typically avoid or exclude. With limited carriers willing to write complex risks, it is the strong relationships forged over time with specialty markets, particularly Lloyd’s of London and other sophisticated insurers, that get us the best client outcomes.

What truly sets speciality insurance apart is the marketplace approach and placement process.

Brokers and underwriters work together to craft bespoke policy wordings that address specific exposures, often creating new coverage concepts for emerging risks. This might involve multiple layers of coverage, complex trigger mechanisms, and carefully structured retention levels.

The final program often represents a delicate balance between coverage breadth, cost, and risk retention.