Solutions for complex challenges
Providing tailored solutions for even the most intricate and challenging risks.
Specialty Risks
We specialise in simplifying complex risks, delivering bespoke solutions with confidence and precision.
We’re never happier than when we are navigating intricate, multinational risk exposures, whether acting as a direct conduit and intermediary for retail and wholesale clients or accessing Lloyd’s for placement solutions.
Sometimes, unique, complex, or high-risk situations fall outside the scope of standard insurance policies and require specialist broking skills to structure and place the coverage properly.
Speciality insurance represents the most complex and unique segment of the insurance market, focusing on risks that standard insurers typically avoid or exclude. With limited carriers willing to write complex risks, it is the strong relationships forged over time with specialty markets, particularly Lloyd’s of London and other sophisticated insurers, that get us the best client outcomes.
What truly sets speciality insurance apart is the marketplace approach and placement process.
Brokers and underwriters work together to craft bespoke policy wordings that address specific exposures, often creating new coverage concepts for emerging risks. This might involve multiple layers of coverage, complex trigger mechanisms, and carefully structured retention levels.
The final program often represents a delicate balance between coverage breadth, cost, and risk retention.
“Our extensive network allows us to curate bespoke insurance solutions that align with your unique requirements, ensuring optimal coverage and risk mitigation.
Our affiliation with Lloyd’s expands our reach beyond borders, allowing us to leverage resources and markets worldwide, ultimately benefitting you with broader coverage options.”
Jaimie Quill,
Managing Director Wholesale
BLW Insurance Brokers
Insights and Updates
Stay informed with expert advice, industry insights, and the latest updates.
The Savile Row Approach to Cyber Insurance: How BLW Insurance and Infoprotect Are Transforming Protection for UK Businesses
Cyber insurance has long struggled with outdated, one-size-fits-all processes that fail to reflect the true cyber risk facing UK businesses. In this article, we explore how BLW Insurance and Infoprotect have come together to redefine cyber insurance through a Savile Row-inspired approach: bespoke, data-driven, and precision-tailored to each organisation. With cyber attacks at record highs and insurers demanding clearer risk visibility, this partnership solves a longstanding market problem by combining BLW’s Lloyd’s broking expertise with Infoprotect’s advanced cyber assessment methodologies. The result is a transparent, intelligence-led process that strengthens cyber resilience, improves risk presentation, and consistently unlocks better coverage and pricing for UK businesses. This blog breaks down how the model works, why it matters now, and how organisations can benefit from a smarter, more strategic path to cyber protection.
Protecting Probate Properties: A Complete Guide to Insuring Homes in Probate
Navigating probate property insurance requires specialist expertise that goes beyond standard home insurance policies. Most conventional insurers won’t cover unoccupied properties, leaving executors and beneficiaries vulnerable to significant financial risk during an already difficult time.
At BLW, we understand the unique challenges of insuring probate properties. Our specialist probate property insurance covers the gaps left by standard policies, protecting unoccupied houses from risks like theft, vandalism, and damage. With longstanding relationships built on trust and a deep understanding of the emotional complexities involved, we provide the expert guidance and tailored coverage you need when dealing with the loss of a loved one.
For immediate assistance and a personalised quote, call our experienced team on 01702 543 306
Partnership Announcement -BLW Insurance and Infoprotect Partner to Redefine Cyber Insurance for UK Businesses
BLW Insurance and Infoprotect have joined forces to completely transform how UK businesses approach cyber protection – and the results are already impressive.
The breakthrough? Clients are securing up to double the coverage at just a third of the original premium compared to traditional methods.
This strategic partnership introduces a pioneering methodology that streamlines the entire process through intelligent, data-driven risk assessment.
BLW Insurance Brokers Crowned ‘Independent Broker of the Year: Medium’ at the Insurance Broker Awards 2025
BLW Insurance Brokers wins ‘Independent Broker of the Year: Medium’ at the Insurance Broker Awards 2025, recognised for bespoke solutions, heritage project expertise, and unwavering client-first independence.
UK Commercial Insurance: A Soft Market, but at What Cost?
Is the UK commercial insurance market trading discipline for growth?
After years of hardening conditions, rates are finally softening across UK commercial lines. While this brings welcome relief for brokers and policyholders, a more complex picture emerges beneath the surface. With insurers eager to deploy capacity and chase top-line growth, are we seeing a dangerous relaxation of underwriting controls?
Last winter’s mild weather may have flattered combined operating ratios, but relying on luck rather than strategy is no foundation for sustainable business. As new MGA facilities spring up and risk appetites expand, the question becomes: when will the true cost of today’s decisions emerge?
BLW Named as Finalist in Insurance Industry Awards
BLW named as one of three finalists in industry awards for making the impossible possible. As a genuinely independent Lloyd’s broker, we saved heritage projects worth millions when others couldn’t find the right cover.