Your trusted partner in the insurance market.

Delivering bespoke insurance solutions with expertise and personal service.

Who We Are

At BLW, we pride ourselves on being your champion in the insurance market.

Managing risk has become an increasingly complex task but our approach is built upon a deep commitment to fostering enduring relationships with you that are built on trust, personal service, and technical expertise. With a customer-first philosophy at our core, we take the time to understand your specific requirements, concerns, and goals. We won’t pigeonhole you into a practices team, our team of seasoned professionals will apply their specialist knowledge to identify the most favourable contractual terms, ensuring you receive world-class support and comprehensive risk transfer solutions.

We take the role of buying insurance on your behalf as a privilege and aim to do so in a way which is as smooth and stress-free as possible. You can rest assured that BLW is dedicated to being more than just a broker – we are a trusted partner, committed to enabling your success by facilitating vital risk transfer solutions that underpin your economic environment and empower your business to thrive.

We are a genuinely independent owner-operated insurance brokerage. Our directors run the business and drive the strategy, ensuring that we can get to our clients whether they are from Land’s End or John O’Groats because we have people on the ground who know the area. Without debt obligations, we have the freedom and autonomy to allocate resources, and cash flow can be reinvested driving growth and innovation.

elaine barclay

Our approach to work is rooted in an unwavering commitment to customer service and treating clients fairly, which aligns with BLW’s core values. We believe in fostering partnerships with clients, viewing their trust as a personal responsibility to protect and prepare their businesses. This philosophy has enabled us to proactively pinpoint and resolve potential problems, cementing our reputation as trusted advisors.

Elaine Barclay,

Managing Director – Retail BLW Insurance Brokers

Insights and Updates

Stay informed with expert advice, industry insights, and the latest updates.

The Savile Row Approach to Cyber Insurance: How BLW Insurance and Infoprotect Are Transforming Protection for UK Businesses

Cyber insurance has long struggled with outdated, one-size-fits-all processes that fail to reflect the true cyber risk facing UK businesses. In this article, we explore how BLW Insurance and Infoprotect have come together to redefine cyber insurance through a Savile Row-inspired approach: bespoke, data-driven, and precision-tailored to each organisation. With cyber attacks at record highs and insurers demanding clearer risk visibility, this partnership solves a longstanding market problem by combining BLW’s Lloyd’s broking expertise with Infoprotect’s advanced cyber assessment methodologies. The result is a transparent, intelligence-led process that strengthens cyber resilience, improves risk presentation, and consistently unlocks better coverage and pricing for UK businesses. This blog breaks down how the model works, why it matters now, and how organisations can benefit from a smarter, more strategic path to cyber protection.

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Protecting Probate Properties: A Complete Guide to Insuring Homes in Probate

Navigating probate property insurance requires specialist expertise that goes beyond standard home insurance policies. Most conventional insurers won’t cover unoccupied properties, leaving executors and beneficiaries vulnerable to significant financial risk during an already difficult time.
At BLW, we understand the unique challenges of insuring probate properties. Our specialist probate property insurance covers the gaps left by standard policies, protecting unoccupied houses from risks like theft, vandalism, and damage. With longstanding relationships built on trust and a deep understanding of the emotional complexities involved, we provide the expert guidance and tailored coverage you need when dealing with the loss of a loved one.
For immediate assistance and a personalised quote, call our experienced team on 01702 543 306

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Partnership Announcement -BLW Insurance and Infoprotect Partner to Redefine Cyber Insurance for UK Businesses

BLW Insurance and Infoprotect have joined forces to completely transform how UK businesses approach cyber protection – and the results are already impressive.

The breakthrough? Clients are securing up to double the coverage at just a third of the original premium compared to traditional methods.

This strategic partnership introduces a pioneering methodology that streamlines the entire process through intelligent, data-driven risk assessment.

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UK Commercial Insurance: A Soft Market, but at What Cost?

Is the UK commercial insurance market trading discipline for growth?
After years of hardening conditions, rates are finally softening across UK commercial lines. While this brings welcome relief for brokers and policyholders, a more complex picture emerges beneath the surface. With insurers eager to deploy capacity and chase top-line growth, are we seeing a dangerous relaxation of underwriting controls?
Last winter’s mild weather may have flattered combined operating ratios, but relying on luck rather than strategy is no foundation for sustainable business. As new MGA facilities spring up and risk appetites expand, the question becomes: when will the true cost of today’s decisions emerge?

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